The article explains the basics of budgeting for beginners and offers advice on how people can begin budgeting their own finances.

• Budgeting is not typically taught in schools, meaning that many people do not consider learning how to budget.
• Different types of budgets and ways to track them exist depending on individual financial situations.
• Budgeting is often a good idea to reduce overspending, stay organized, and meet financial goals. 

Professor Baker said: "There is no one type of budget process that is right for everyone. You have to invest some time to determine how to create a budget that's right for you."

Read the article here.